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Every week, join Raechel Cantoni as she helps you navigate life as a smart consumer. You'll cover everything in avoiding the latest scams, including phishing emails, medical equipment fraud, understanding layaway, hiring a reputable tax preparer, and even digital spring cleaning.

Consumer Handbook: Assisted Living Tips

Older Americans Month is a time to recognize older adults’ contributions, learn about aging and encourage older adults and their families to advocate for themselves, manage their health, and make informed decisions that support their independence.

The choice of an assisted living facility impacts all the above. Whether you’re deciding for yourself or a loved one, you want to find a new home that meets all your clinical, financial and lifestyle needs, so it’s important to have all the facts.

How should I choose an assisted living facility?

  • Get recommendations. Ask friends, family, and your doctor for local recommendations. If someone you know lives in an assisted living facility, ask them how they like it. You can also use the Eldercare Locator, a public service of the Administration on Aging (AoA), to find information on trusted assisted living centers, or check out BBB Accredited assisted living facilities in your area.
  • Consider your needs. Residents in assisted living facilities may need help with some aspects of daily living, like bathing, dressing, housekeeping or transportation. Some assisted living communities specialize in supporting people with specific conditions, such as Alzheimer's disease. As you’re researching facilities, make sure you’re clear on the level and type of care they provide.
  • Consider the cost. Medicare doesn't cover room and board for assisted living, but it may cover some care you receive while living there. If you need help paying for assisted living, speak with a financial advisor. Assisted living staff may also be aware of local resources and assistance programs you can use.
  • Think about location. Facilities close to friends and families are often the best choice. Not only will they allow residents to receive visitors, but employees will also know that their care is under the scrutiny of the resident's visitors.
  • Compare several facilities before you decide. Don't just choose the first facility you visit. Instead, tour several facilities and compare them.
  • Ask plenty of questions. The more information you gather, the better prepared you will be to choose a facility. This checklist from AARP can help you cover your bases and make sure you have all the information you need on costs and contracts, care and medical services, amenities, visitation rules and resident activities. Write down your questions and answers you receive, and take your list with you when you visit a potential facility to make comparison shopping easier.
  • Carefully review contracts. Read your contract from start to finish before you sign. Keep an eye out for unexpected fees or deposits, so you won't have any surprises when your first bill arrives. Pay attention to the rules regarding discharging or evicting a resident, late or missed payments, and how the facility handles (or limits) your right to file a lawsuit should something go awry.