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Every Monday at 6:42 a.m. and 8:42 a.m., Rob Gilligan provides information on what's happening in the area of regional development in Southeast Missouri. Rob is the President and CEO of the Cape Chamber. Local support for "Let's Talk Business" is provided by Carved + Crafted Catering. (573) 651-2569

Let’s Talk Business: Protecting Your Company From the Unexpected

Cape Chamber

Have you taken the necessary steps to safeguard your company and secure your physical assets? Every business should have a plan.

We’ve all heard the scary numbers relative to the number of small businesses that don’t recover from a major disaster. But today, I want to talk specifically about some small steps you should take to protect yourselves from smaller events that could still be devastating to the unprepared.

Review Insurance Coverage: Make sure you understand what is covered and what isn’t. Also consider how you will pay creditors, employees, and yourself.

Prepare for Utility Disruptions: Plan ahead for long-term outages in case of a significant event. Consider back-up options like generators.

Secure Facilities, Equipment, and Electronic Records: Identifying back up equipment and sources is important. Keeping a copy of electronic records offsite or in the cloud is a necessity.

Improve Cyber Security: This can be very complicated and require specialized expertise. Please don’t take this area lightly. If your security plan is more than 5 years old it may not even address this area.

Fires, tornadoes, floods, and earthquakes are all possibilities here in the Cape/Jackson metro. Our local economy relies on the continued operation of our business base. Year end is a great time to review or implement your prevention and recovery plan. For additional resources, visit www.ready.gov.

John Mehner is the former President and CEO of the Cape Chamber.
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